At Hioshi, we've got some amazing payment options you want to know about! 
Of course we offer all the major debit and credit cards but what sets up apart from all the others is that we have partnered with Shopify Plus and Affirm to offer you two ways to Buy Now and Pay Later on your shear purchase.
It's important to us that you have all the information you need to make an informed decision so here are the various options and how they differ. 
We hope this helps!
On the Hioshi web site, it's nice to start with a particular "group" of shears that are close to what you may be thinking about such as: Swivels, Specialty Shears, Clearance or other group?
Click on that group that best interests you and more shears will show up. Click on the shear image (Raven illustration) which will take you to 4 additional photos plus the full description of that shear. We're using the Raven to illustrate an example.
To the right of the first photo, you will see two options to make payments rather than paying it off in full today. For example, if you chose the Raven, Affirm offers you payments as low as; $36.00 a month and Shop Pay offers you payments of $98.75 each.  
If you were to click on "learn more" next to the Affirm payment amount, it will take you to a screen that will have examples to pay off that shear over time. On the next screen, you would see examples with 0% interest and examples with a higher interest rate. If you choose a 0% APR program, you will pay NO interest for the entire term of the loan. 
Buying with Affirm is quick and easy. They will ask you a few pieces of basic information and then the approval decision only takes 10 - 12 seconds. If you are a returning customer, just sign in to apply for a new set of shears.
No matter the payment plan you choose, you will never pay a penny more than you agree to on day one.
Affirm will never charge you a late fees or any other kind of fee, ever!
Your credit will not be impacted 
When you check out with Shop Pay, you have the option to pay in installments which are divided into 4 interest-free payments. 
Shop Pay like Affirm will never charge you a late fee or any other kind of strange fee.
Shop Pay will never pull your credit. 

If you decide you just want to pay for the shear conventionally, click on: checkout and it will continue to ask your contact information and how you want to pay for the shear. 

We offer all the major credit and debit cards including Google Pay, Amazon Pay and Pay Pal all protected by the latest security available thru the Shopify platform. 

From there, it's pretty much follow the prompts. 

We hope this helps and thanks for visiting!